Finances & Retirement Planning
To register please call 914-606-6830 and press option 1
PERSONAL FINANCE
Building and Maintaining Good Credit
Having trouble with credit? Learn the pros and cons of using credit, how to obtain credit and build a good credit reputation. Learn about FICO credit scores, how to fix errors on your credit report, effects of divorce on credit and ways to get out of excessive debt, as well as how to protect yourself from identity theft. An overview of credit application and credit report will be provided.
CE-FIN 2076, 2 Wed., Sept. 18 & 25, 6:30-8:30 pm, AAB-505, $50. A Ribeiro. #87829
Home Ownership: Is It Better to Buy or Rent?
Are you considering buying your own home but undecided whether renting is better? Discover the pros and cons of both buying and renting. Learn to identify the costs of buying a home, the steps needed when buying and what to know about financing. Learn to think and act strategically before making the decision to buy.
CE-REAL 2072, 2 Wed., Oct. 9 & 16, 6:30-8:30 pm, AAB-304, $50. A Ribeiro. #87830
Cutting Costs in Difficult Times
Learn how to save thousands of dollars by investing on your own with no-load mutual funds; the benefits of credit unions; buying used cars; saving when buying a new car, home or life insurance; and how to cut your school and county taxes. Hundreds of money saving websites will be shared.
CE-FIN 2002, 1 Wed., Oct. 16, 6:00-8:00 pm, KNC-5, $25 (+ $20 optional materials fee, payable to instructor). B Nathan. #87343
Legal Awareness: What You Need to Know
Are you facing a legal issue and not certain if you need an attorney? Learn what you should know before hiring an attorney and about how the law may be applied in our everyday lives. Gain a legal awareness that will allow you to decipher whether your current or future situation may require the use of an attorney and what you can do to help yourself. Take this course so you make an informed decision when dealing with the legal complexities of today’s society.
CE-LAW 2008, 3 Thurs., Sept. 26-Oct. 10, 7:00-9:00 pm, Room TBD, $75. V Muniz. #87842
INVESTMENTS AND FINANCE
Bear Markets: A History of Pullbacks, Panics & Crashes
After almost a decade of a stock bull market, are we due for a bear market? What is the difference between a correction, a crash and a bear market? We will look at famous bear markets in history and learn about the market conditions that can usher in the dreaded bear.
CE-FIN 2075, 1 Thurs., Oct. 10, 6:00-8:00 pm, KNC-2, $30. W Bullard. #87826
Wall Street Secrets: Invest Wisely
It is time to take charge of your money! Explore investing with or without financial planners. Gain confidence to invest on your own or be able to interview financial planners.
CE-FIN 2006, 1 Wed., Oct. 16, 6:00-8:00 pm, KNC-3, $25 (+ $20 optional materials fee, payable to instructor). R Nathan. #87341
Get Great Real Estate Deals
Learn to buy or sell your home, foreclosure property, land, condo, or vacation home, and how to buy investment properties. Also discover working with and without realtors, obtaining financing, buying for no money down, renting with options, short sales, and foreclosures.
CE-FIN 2000, 1 Wed., Oct. 16, 8:00-10:00 pm, KNC-3, $40 (+ $20 optional materials fee, payable to instructor). R Nathan. #87342
Bonds Are NOT Boring!
As we enter a rising interest rate environment, it is more important than ever to understand how bond investments work. Is your “safe money” actually carrying a lot of risk? Learn the basics of bonds, the relationship between rising rates and falling prices, interest rate and credit risk, individual bonds vs. bond funds, and more!
CE-FIN 2073, 1 Thurs., Nov. 7, 6:00-8:00 pm, KNC-2, $25. W Bullard. #87398
PLANNING FOR THE FUTURE
Maximizing Your Social Security
With historic changes in Social Security signed into law, prepare for your retirement and learn how to get the most out of your social security benefits. Learn to manage longevity risk and strategies to maximize the amount of money you receive throughout retirement. Among the topics included are spousal benefits, the impact of divorce, death, delaying benefits, early retirement, and taxation. Receive Myths and Facts about Social Security and Social Security: What Should You Do at Age 62.
CE-FIN 2036, 1 Tues., Sept. 24, 6:30-8:30 pm, KNC-2, $40. J Brenkovich. #87377
Medicare and Medicaid-The Basics
Most Americans will go on Medicare at 65 and many need Medicaid to pay for their long-term care. We’ll compare these two critical government programs: who and what is covered, when and how to apply, common misperceptions, skilled vs custodial care, and making sense of the “alphabet soup”–Parts A, B, C, D. Learn to navigate these complicated benefits programs.
CE-FIN 2051, 1 Wed., Oct. 16, 7:00-9:00 pm, GTW-219, $25 (+ $5 materials fee, payable to instructor). R Howie. #87728
Replacing Your Paycheck in Retirement
Are you thinking about retirement and wondering how you will live without your paycheck? You can do it! Learn strategies to replicate your paycheck and generate your own retirement income. We will discuss timing strategies for drawing from Social Security, IRA accounts, annuities, and after-tax assets. Also learn how to create income distributions based on market conditions in a tax efficient way.
CE-FIN 2072VA, 1 Thurs., Oct. 24, 6:00-8:00 pm, KNC-2, $25. W Bullard. #87676