Finances & Retirement Planning
To register please call 914-606-6830 and press option 1
SUMMER 2021
Downsizing Made Easy
Most seniors know that there will come a day when they will have to downsize, either to simplify their lifestyle, to cut costs, to be closer to family or to address medical needs. It is often a stressful and tolling process-both emotionally and physically. But it does not have to become overwhelming. Regardless of what stage of the downsizing process you are in, the guide serves as a reference tool for seniors and their families. Address issues you may not have thought about along the way.
CE-PRSDV 2193, 1 Sat. 9:30 am-12:30 pm, $45. C Daniello.
Sec. B: July 24. #6841
Sec. C: Aug. 14. #6842
FALL 2021
Great Ways to Start Investing on a Tight Budget
Learn key ways to start investing when you are budget strapped. Find out what financial vehicles are available that can help you to start an investing program. Learn how to protect yourself from investing scams. Know where to seek resources and get professional advice.
CE-FIN 2081VA, 3 Thurs., Sept. 9-23, 11:00 am-12:00 noon, KNC-4, $35. A Ribeiro. #84080
Saving and Paying for College
It is more important than ever to have a college savings strategy as higher education costs have grown far ahead of inflation. Whether you are a new parent of a young baby or have a high-school student considering the cost of college for the first of time, there are a range of options for saving and investing. We will review 529 plans, UTMA/UGMA custodial brokerage accounts, the FAFSA, federal financial aid, CSS and institutional aid, as well strategies for seeking out merit scholarships. Learn about the tax impacts of various strategies, as well as impact on financial aid.
CE-FIN 2080, 1 Thurs., Nov. 4, 6:00-8:00 pm, $25. W Bullard. #84073
Downsizing Made Easy
Most seniors know that there will come a day when they will have to downsize, either to simplify their lifestyle, to cut costs, to be closer to family or to address medical needs. It is often a stressful and tolling process-both emotionally and physically. But it does not have to become overwhelming. Regardless of what stage of the downsizing process you are in, the guide serves as a reference tool for seniors and their families. Address issues you may not have thought about along the way.
CE-PRSDV 2193, 1 Sat., $45. C Daniello.
Sec. A: Sept. 25, 9:30 am-12:30 pm. #83676
Sec. B: Oct. 9, 9:30 am-12:30 pm. #83677
Sec. C: Dec. 4, 2:30-5:30 pm. #83687
Wall Street Secrets: Invest Wisely
It is time to take charge of your money! Explore investing with or without financial planners. Gain confidence to invest on your own or be able to interview financial planners.
CE-FIN 2006, 1 Mon., Oct. 18, 6:00-8:00 pm, $26 (+ $25 optional materials fee, payable to instructor). R Nathan. #83509
Get Great Real Estate Deals
Learn to buy or sell your home, foreclosure property, land, condo, or vacation home, and how to buy investment properties. Also, discover working with and without realtors, obtaining financing, buying for no money down, renting with options, short sales, and foreclosures.
CE-FIN 2000, 1 Mon., Oct. 18, 8:00-10:00 pm, $37 (+ $25 optional materials fee, payable to instructor). R Nathan. #83510
Building and Maintaining Good Credit
Having trouble with credit? Learn the pros and cons of using credit, how to obtain credit and build a good credit reputation. Learn about FICO credit scores, how to fix errors on your credit report, effects of divorce on credit and ways to get out of excessive debt, as well as how to protect yourself from identity theft. An overview of credit application and credit report will be provided.
CE-FIN 2076, 2 Thurs., Nov. 4 & 11, 6:00-8:00 pm, KNC-4, $52. A Ribeiro. #83639
Preparing for Longevity: A Checklist
Plan for the future! Discover what you need to consider at every stage of retirement planning starting at age 50.
CE-FIN 2056VA, 3 Tues., Sept. 21-Oct. 5, 6:00-7:30 pm, KNC-5, $55. L Wagner. #84034
Retirement and Estate Planning
Gain an understanding of the new estate and income tax laws. What are the benefits of a revocable trust and are trusts better than wills? Learn ways to protect assets and postpone tax filing. Our discussion will focus on estate planning and the responsibilities of the executor.
CE-FIN 2078, 3 Wed., Sept. 22-Oct. 6, 6:45-8:45 pm, $78. K Stuart. #83824
Bonds Are NOT Boring!
As we enter a rising interest rate environment, it is more important than ever to understand how bond investments work. Is your “safe money” actually carrying a lot of risk? Learn the basics of bonds, the relationship between rising rates and falling prices, interest rate and credit risk, individual bonds vs. bond funds, and more!
CE-FIN 2073, 1 Thurs., Sept. 23, 6:00-8:00 pm, $26. W Bullard. #83649
Cutting Costs in Difficult Times
Learn how to save thousands of dollars by investing on your own with no-load mutual funds; the benefits of credit unions; buying used cars; saving when buying a new car, home or life insurance; and how to cut your school and county taxes. Hundreds of money saving websites will be shared.
CE-FIN 2002, 1 Tues., Oct. 19, 6:00-8:00 pm, $26. (+ $25 optional materials fee, payable to instructor). B Nathan. #83508
Maximizing Your Social Security
With historic changes in Social Security signed into law, prepare for your retirement and learn how to get the most out of your social security benefits. Learn to manage longevity risk and strategies to maximize the amount of money you receive throughout retirement. Among the topics included are spousal benefits, the impact of divorce, death, delaying benefits, early retirement, and taxation. Receive Myths and Facts about Social Security and Social Security: What Should You Do at Age 62.
CE-FIN 2036, 1 Tues., Nov. 16, 6:30-8:30 pm, $42. J Brenkovich. #83640