Steps for Parents to Apply for a Direct Plus Loan

(Please print and follow these instructions)

The William D. Ford Direct Parent Loan for Undergraduate Students (PLUS) is a loan that you may be able to borrow on behalf of your child as part of his/her financial aid award package. This loan is subject to credit approval by the U.S. Department of Education. Please note that grandparents, legal guardians and other family members do not qualify to borrow a PLUS on behalf of the dependent student. A dependent student is one who meets the criteria outlined on the FAFSA application. Please refer to these documents for the federal definition for a dependent student. Your child should first complete the Free Application for Federal Student Aid (FAFSA).

Step 1
Sign in at You will need a federal PIN number. (You may obtain one by visiting a Direct PLUS Loan) Then select Parent Plus link.  Once submitted, a credit check will be performed.

Step 2
Select Complete MPN from menu and select Parent PLUS Master Promissory Note.

Step 3
To initiate the processing of the PLUS, only one parent should complete the Federal Direct PLUS Loan Data Application Sheet. Click Direct Loan Data Sheet, complete and mail or fax to the Office of Student Financial Assistance, 75 Grasslands Road, Valhalla, N.Y. 10595 – (Fax 914-606-7807).

Step 4
Once all documentation has been submitted to the Financial Aid Office, we will review and process your loan application.

*If your credit was denied, your child should contact the Office of Student Financial Assistance to discuss extended unsubsidized loan options. Please note that all questions regarding credit decisions should be directed to the Borrower Services at the U.S. Department of Education Direct Loan Applicant Services at 1-800-557-7394.