Finances & Wealth Building

Investments and Finance

New! Stock Market Trading Strategies
Learn how to use stop market, limit and stop loss orders to protect your profits. Option trading with puts and calls will be discussed, along with short sales and covered calls.
CE-FIN 2052, 1 Sat., Oct. 3, 10:00 am-1:00 pm, Room TBD, $35. E Wachsman. #82741

Invest Wisely: Secrets from Wall Street
It’s time to take charge of your money! Learn how not to get ripped off when buying or leasing cars, buying insurance, investigating long-term care insurance, and investing with or without financial planners. Gain confidence to invest on your own or be able to interview financial planners.
CE-FIN 2006, 1 Tues., Oct. 6, 6:00-8:00 pm, LIB-G36, $25 (+ $20 optional materials fee, payable to instructor). R Nathan. #82654

Finances for Women
Become a smarter investor and gain the confidence to take control of your finances. Hear timely investment ideas for your stock and bond portfolios, mutual funds, maturing CDs, IRA or 401(k), inherited accounts, cash and annuities. Learn to avoid some common investing mistakes. Learn terminology you need to know before investing.
CE-FIN 2020, 2 Tues., Oct. 6 & 13, 7:00-9:00 pm, Room TBD, $40. E Fishman. #82597

Get Great Real Estate Deals
Learn to buy or sell your home, foreclosure property, land, condo, or vacation home, and how to buy investment properties. Also discover working with and without realtors, obtaining financing, buying for no money down, renting with options, screening buyers or renters, and short sales and foreclosures.
CE-FIN 2000, 1 Tues., Oct. 6, 8:00-10:00 pm, LIB-G36, $40 (+ $20 optional materials fee, payable to instructor). R Nathan. #82655

Planning For the Future

Financing Options for Long Term Care
Most people will need some form of ongoing assistance, such as help with activities of daily living as required by a cognitive condition. Don’t be one of those who mistakenly believe that Medicare and Medicare supplemental insurance offer LTC protection. We’ll discuss family caregiving, Medicaid, long term care insurance, hybrid lifelong term care and annuity/LTC products, personal savings, home equity, and VA benefits.
CE-FIN 2048, 1 Wed., Oct. 7, 7:00-9:00 pm, KNC-2, $25 (+ $8 materials fee, payable to instructor). R Howie. #82671

Doing Right by Your Aging Parents
Are your mom’s affairs in order? Will dad outlive his assets? Do they have a will, trust and/or power of attorney in place? How does Medicare/Medicaid work regarding nursing homes? Is long term care insurance really worth it? Help your parents navigate their later years and learn about various health care options and financing, medical advance directives, estate and asset protection, retirement planning, and end-of-life matters.
CE-FIN 2049, 1 Tues., Oct. 20, 7:00-9:00 pm, KNC-3, $25 (+ $10 materials fee, payable to instructor). R Howie. #82672

Home Care and Senior Housing Options
There is a lot more out there than just nursing homes for seniors. Learn the pros and cons of various home care options (home health care, home care, aging in place), senior housing options (continuing care retirement communities, independent living, assisted living, nursing homes, memory care) and other special care (rehab centers, respite care, adult day care). We’ll discuss health care financing options and you’ll get tips for staying in your home longer.
CE-FIN 2050, 1 Wed., Nov. 4, 7:00-9:00 pm, KNC-2, $25 (+ $10 materials fee, payable to instructor). R Howie. #82673

Estates, Tax Savings and Trusts
Effective estate planning can save you and your family money and aggravation. Learn legal information in simple English. Focus on wills, joint assets, trusts, death/gift taxes, using your bank effectively, powers of attorney, tax planning, shifting assets, living wills, and healthcare proxies.
CE-FIN 2001VA, 3 M/T/Th, Nov. 9-12 (skip 11/11), 1:00-3:00 pm, Room TBD, $80. M Richman/A Leinwand. #82773

Retirement Planning Today®
Learn how to manage investment risks, use new tax laws to your advantage, make informed decisions about your company retirement plan, and adjust your estate plan to function properly. Whether you are just beginning to develop a retirement plan or rapidly approaching retirement, you’ll learn how to define long-term goals.
CE-FIN 2027, 6:30-9:30 pm, Room TBD, $49. A Kalender.
Sec. A: 2 Thurs., Oct. 1 & 8. #82616
Sec. B: 2 Tues., Oct. 6 & 13. #82617

Maximizing Your Social Security
Prepare for your retirement and learn how to get the most out of your social security benefits. Among the topics included are spousal benefits, the impact of divorce, death, delaying benefits, early retirement, and taxation. You’ll receive the guides Myths and Facts about Social Security and Social Security: What Should You Do at Age 62.
CE-FIN 2036, 1 Tues., Sept. 29, 6:30-8:30 pm, KNC-5, $20. J Brenkovich. #82534

Consumer Finances

NEW! Discover the Foreign Exchange Market
Have you ever exchanged dollars for foreign money during travel overseas? Then you already know something about foreign exchange, the mechanism for translating the value of one currency into another. Most currencies are stated in terms of the dollar and are worth less per unit; how much less depends on the spot value, which changes day-to-day. Learn the ins and outs of this market of exchange.
CE-FIN 2053, 2 Tues., Sept. 22 & 29, 7:00-9:00 pm, Room TBD, $40. R Kotch. #83016

The Affordable Care Act and Medicare
What effect does the Affordable Care Act (ACA) have on Medicare and on my Medicare coverage? What is the likely effect on doctors, hospitals, and drug companies? Will it become harder for me to find a participating doctor or hospital? What exactly is the Medicare “donut hole” and how does the ACA affect it?
CE-FIN 2047, 1 Tues., Sept. 22, 7:00-9:00 pm, LIB-G36, $25 (+ $10 materials fee, payable to instructor). R Howie. #82670

Medicare and Medicaid Made Easy
Most Americans will go on Medicare when they are 65 and many need Medicaid to pay for their long term care. Among the topics included are: who and what is covered, when and how to apply, common misperceptions of both, skilled vs custodial care, and making sense of the “alphabet soup” – Parts A, B, C, D.
CE-FIN 2051, 1 Tues., Nov. 17, 7:00-9:00 pm, KNC-3, $25 (+ $10 materials fee, payable to instructor). R Howie. #82674

Cutting Costs in Difficult Times
Learn how to save thousands of dollars by investing on your own with no-load mutual funds, the benefits of credit unions, buying used cars, saving when buying a new car, home or life insurance, and how to cut your school and county taxes. Hundreds of money saving websites will be shared.
CE-FIN 2002, 1 Tues., Oct. 6, 6:00-8:00 pm, KNC-5, $25 (+ $20 optional materials fee, payable to instructor). B Nathan. #82653