Finances & Retirement Planning
To register please call 914-606-6830 and press option 1
Investments and Finance
Invest Wisely: Secrets from Wall Street
It’s time to take charge of your money! Learn how not to get ripped off when buying or leasing cars, buying insurance, investigating long-term care insurance, and investing with or without financial planners. Gain confidence to invest on your own or be able to interview financial planners.
CE-FIN 2006, 1 Wed., Mar. 22, 6:00-8:00 pm, KNC-3, $25 (+ $20 optional materials fee, payable to instructor). R Nathan. #13173
Finances for Women
Become a smarter investor and gain the confidence to take control of your finances. Hear timely investment ideas for your stock and bond portfolios, mutual funds, maturing CDs, IRA or 401(k), inherited accounts, cash and annuities. Learn to avoid some common investing mistakes. Learn terminology you need to know before investing.
CE-FIN 2020, 2 Wed., Apr. 26 & May 3, 7:00-9:00 pm, KNC-2, $40. E Fishman. #13169
Get Great Real Estate Deals
Learn to buy or sell your home, foreclosure property, land, condo, or vacation home, and how to buy investment properties. Also discover working with and without realtors, obtaining financing, buying for no money down, renting with options, screening buyers or renters, and short sales and foreclosures.
CE-FIN 2000, 1 Wed., Mar. 22, 8:00-10:00 pm, KNC-3, $40 (+ $20 optional materials fee, payable to instructor). R Nathan. #13174
Planning For the Future
NEW! Longevity Checklist
Plan for your financial future! Learn what you need to consider at every stage of retirement. Retirement can offer both exciting opportunities and specific financial challenges. And it’s no surprise that having a plan helps you get where you want to be in your retirement. Putting some well thought out strategies in place now can help position you for the retirement you want. Topics include maxing out retirement plans, beneficiary designations, benefits of HSA accounts, need for durable power of attorney, Medicare coverage, minimum IRS distributions, etc.
CE-FIN 2056VA, 2 Tues., Mar. 7 & 14, 7:00-8:30 pm, Room TBD, $30. L Wagner. #13697
NEW! Planning for the Certainty of the Uncertainty
How do you protect the things you can’t afford to lose? We’ll discuss workplace benefits, liability issues, and mitigating risk for lawsuits as well as protecting your portfolio during severe distress.
CE-FIN 2057, 2 Sat., Mar. 11 & 18, 10:00-11:30 am, Room TBD, $40. M Mazzilli. #13742
NEW! Planning Your Legacy
We’ll discuss ways to increase communication among peers to ensure a smooth transition to heirs and beneficiaries. Includes a discussion of ethical wills as a means of communicating your values and wishes.
CE-FAMLY 2014, 2 Sun., Mar. 26 & Apr. 2, 10:00 am-12:00 noon, KNC-3, $45. M Mazzilli. #13743
Keep Your Income Flowing During Retirement Years
Planning an effective retirement income strategy is more important than ever when facing increased taxes that may affect your pension, social security, IRA distributions, and Medicare benefits. Explore concepts that can help you to plan a retirement income strategy with the goal of maximizing income, minimizing taxes, and protecting your assets from the costs of long-term care, all while having your money last through your lifetime and the lifetime of your spouse. If you are retired or thinking about retirement, you will not want to miss this program!
CE-FIN 2054, 1 Wed., Mar. 8, 7:00-9:00 pm, KNC-2, $25. J Silverman. #13476
Life Planning for Your Child with Special Needs
Planning for the future of a child with special needs can be an overwhelming process, with the time needed to plan for schooling, medical care, and outside activities. Learn the steps to develop a Life Plan to provide the best future possible. Areas to be covered include planning for different stages and ages, availability of government benefits including SSI and Medicaid, protecting your child’s future with Special Needs Trusts, financial strategies to fund the future, guardianship, letters of intent and future housing and employment opportunities.
CE-FAMLY 2012VA, 1 Wed., Mar. 15, 7:00-9:00 pm, KNC-2, $25. J Silverman. #13477
Financing Options for Long-term Care
Most people will need some form of ongoing assistance, such as help with activities of daily living as required by a cognitive condition. Don’t be one of those who mistakenly believe that Medicare and Medicare supplemental insurance offer LTC protection. We’ll discuss family caregiving, Medicaid, long-term care insurance, hybrid lifelong term care and annuity/LTC products, personal savings, home equity, and VA benefits.
CE-FIN 2048, 1 Wed., Feb. 8, 7:00-9:00 pm, KNC-2, $25 (+ $5 materials fee, payable to instructor). R Howie. #13243
Doing Right by Your Aging Parents
Are your mom’s affairs in order? Will dad outlive his assets? Do they have a will, trust and/or power of attorney in place? How does Medicare/Medicaid work regarding nursing homes? Is long-term care insurance really worth it? Help your parents navigate their later years and learn about various healthcare options and financing, medical advance directives, estate and asset protection, retirement planning, and end-of-life matters.
CE-FIN 2049, 1 Tues., Mar. 14, 7:00-9:00 pm, KNC-3, $25 (+ $10 materials fee, payable to instructor). R Howie. #13245
Home Care and Senior Housing Options
There is a lot more out there than just nursing homes for seniors. Learn the pros and cons of various home care options (home healthcare, home care, aging in place), senior housing options (continuing care retirement communities, independent living, assisted living, nursing homes, memory care) and other special care (rehab centers, respite care, adult day care). We’ll discuss healthcare financing options and you’ll get tips for staying in your home longer.
CE-FIN 2050, 1 Wed., Mar. 22, 7:00-9:00 pm, Room TBD, $25 (+ $5 materials fee, payable to instructor). R Howie. #13246
Medicare and Medicaid Made Easy
Most Americans will go on Medicare when they are 65 and many need Medicaid to pay for their long term care. We’ll compare these two critical government programs: who and what is covered, when and how to apply, common misperceptions of both, skilled vs custodial care, and making sense of the “alphabet soup” – Parts A, B, C, D. We’ll answer your questions including: “Do I need gap insurance?” and “What is the donut hole?” Gain the confidence to navigate these complicated benefits programs.
CE-FIN 2051, 1 Tues., Feb. 21, 7:00-9:00 pm, Room TBD, $25 (+ $5 materials fee, payable to instructor). R Howie. #13244
Estates, Tax Savings and Trusts
Effective estate planning can save you and your family money and aggravation. Learn legal information in simple English. Focus on wills, joint assets, trusts, death/gift taxes, using your bank effectively, powers of attorney, tax planning, shifting assets, living wills, and healthcare proxies.
CE-FIN 2001VA, M/T/Th, Apr. 17-20 (skip 4/19), 1:00-3:00 pm, KNC-4, $80. M Richman. #13179
Maximizing Your Social Security
With historic changes in Social Security signed into law last fall, prepare for your retirement and learn how to get the most out of your social security benefits. Learn to manage longevity risk and strategies to maximize the amount of money you receive throughout retirement. Among the topics included are spousal benefits, the impact of divorce, death, delaying benefits, early retirement, and taxation. You’ll receive Myths and Facts about Social Security and Social Security: What Should You Do at Age 62.
CE-FIN 2036, 1 Tues., Feb. 21, 6:30-9:30 pm, KNC-5, $30. J Brenkovich. #13166
Financial Freedom Empowerment
What can you do to forecast your financial future? Take control of your finances, become a smarter investor, educate yourself and increase your knowledge and skills in promoting financial fitness for you and your family. Gain confidence as you learn about budgeting, responsible saving, tracking your finances, saving for long term items, assets and liabilities, debt management, and investing in stocks and bonds.
CE-FIN 2025, 1 Sat., Jan. 21, 10:00 am-12:00 noon, KNC-2, $20. L Nicholas. #13248
NEW! Secrets to Having a Good Credit Score
Learn with a fun, easy and interactive curriculum about credit reports, credit scores and credit cards. Having good credit is an important part of building wealth and ensuring a healthy financial future for oneself. You cannot really opt out of the credit system. This course will teach you how your actions and decisions can hurt or help your credit.
CE-FIN 2055, 3 Wed., Mar. 1-15, 6:00-8:00 pm, Room TBD, $60 (+ $5 materials fee, payable to instructor). M Gershfeld. #13688
Cutting Costs in Difficult Times
Learn how to save thousands of dollars by investing on your own with no-load mutual funds, the benefits of credit unions, buying used cars, saving when buying a new car, home or life insurance, and how to cut your school and county taxes. Hundreds of money saving websites will be shared.
CE-FIN 2002, 1 Wed., Mar. 22, 6:00-8:00 pm, KNC-2, $25 (+ $20 optional materials fee, payable to instructor). B Nathan. #13175