Finances & Retirement Planning
To register please call 914-606-6830 and press option 1
Financial Freedom Empowerment
What can you do to forecast your financial future? Take control of your finances, become a smarter investor, educate yourself and increase your knowledge and skills in promoting financial fitness for you and your family. Gain confidence as you learn about budgeting; responsible saving; tracking your finances; saving for long term items; assets and liabilities; debt management; and investing in stocks and bonds.
CE-FIN 2025, 1 Sat., Feb. 2, 10:00 am-12:00 noon, KNC-2, $20. L Nicholas. #11731
Budgeting 101 & Credit Repair Workshop
Do you need help with creating a budget or fixing your credit? We have you covered! Learn from experts in a friendly, non-judgmental environment and gain useful tips to improve your finances. Topics include creating and managing a budget; understanding and improving your credit score; getting out of debt; and obtaining loans and mortgages.
CE-FIN 2070MV, 3 Wed., Feb. 6-20, 7:00-8:30 pm, Mount Vernon Extension Center, $35. L Karam. #13409
Cutting Costs in Difficult Times
Learn how to save thousands of dollars by investing on your own with no-load mutual funds; the benefits of credit unions; buying used cars; saving when buying a new car, home or life insurance; and how to cut your school and county taxes. Hundreds of money saving websites will be shared.
CE-FIN 2002, 1 Wed., Mar. 6, 6:00-8:00 pm, KNC-3, $25 (+ $20 optional materials fee, payable to instructor). B Nathan. #13014
Replacing Your Paycheck in Retirement
Are you thinking about retirement and wondering how you will live without your paycheck? You can do it! Learn strategies to replicate your paycheck and generate your own retirement income. We will discuss timing strategies for drawing from Social Security, IRA accounts, annuities, and after-tax assets. Also learn how to create income distributions based on market conditions in a tax efficient way.
CE-FIN 2072VA, 1 Thurs., Apr. 11, 6:00-8:00 pm, KNC-2, $25. W Bullard. #13274
INVESTMENTS AND FINANCE
Wall Street Secrets: Invest Wisely
It is time to take charge of your money! Explore investing with or without financial planners. Gain confidence to invest on your own or be able to interview financial planners.
CE-FIN 2006, 1 Wed., Mar. 6, 8:00-10:00 pm, KNC-2, $25 (+ $10 optional materials fee, payable to instructor). R Nathan. #13017
Get Great Real Estate Deals
Learn to buy or sell your home, foreclosure property, land, condo, or vacation home, and how to buy investment properties. Also discover working with and without realtors, obtaining financing, buying for no money down, renting with options, short sales, and foreclosures.
CE-FIN 2000, 1 Wed., Mar. 6, 6:00-8:00 pm, KNC-2, $40 (+ $20 optional materials fee, payable to instructor). R Nathan. #13016
Bonds Are NOT Boring!
As we enter a rising interest rate environment, it is more important than ever to understand how bond investments work. Is your “safe money” actually carrying a lot of risk? Learn the basics of bonds, the relationship between rising rates and falling prices, interest rate and credit risk, individual bonds vs. bond funds, and more!
CE-FIN 2073, 1 Thurs., Mar. 21, 6:00-8:00 pm, GTW-219, $25. W Bullard. #13275
PLANNING FOR THE FUTURE
Maximizing Your Social Security
With historic changes in Social Security signed into law, prepare for your retirement and learn how to get the most out of your social security benefits. Learn to manage longevity risk and strategies to maximize the amount of money you receive throughout retirement. Among the topics included are spousal benefits, the impact of divorce, death, delaying benefits, early retirement, and taxation. Receive Myths and Facts about Social Security and Social Security: What Should You Do at Age 62.
CE-FIN 2036, 1 Tues., Feb. 26, 6:30-8:30 pm, KNC-4, $40. J Brenkovich. #13002
Financing Options for Long-term Care
Most people will need some form of ongoing assistance, such as help with activities of daily living. Do not mistakenly believe that Medicare and supplemental insurance offer LTC protection. We will discuss family caregiving, Medicaid, long-term care insurance, hybrid lifelong-term care, annuity/LTC products, and VA benefits.
CE-FIN 2048, 1 Wed., Apr. 10, 7:00-9:00 pm, KNC-3, $25 (+ $5 materials fee, payable to instructor). R Howie. #13108
Medicare and Medicaid-The Basics
Most Americans will go on Medicare at 65 and many need Medicaid to pay for their long-term care. We’ll compare these two critical government programs: who and what is covered, when and how to apply, common misperceptions, skilled vs custodial care, and making sense of the “alphabet soup” – Parts A, B, C, D. Learn to navigate these complicated benefits programs.
CE-FIN 2051, 1 Wed., Apr. 17, 7:00-9:00 pm, KNC-2, $25 (+ $5 materials fee, payable to instructor). R Howie. #13109